Funding Ideas

Wondering how to finance your new roof or invest in energy-efficient windows and doors? Care Free Homes has the solutions you need. Whether it’s putting on a new roof, upgrading drafty windows, or updating old doors, we also keep an updated list of funding and aid opportunities for qualified applicants so you can find the funding help you want.

As a family-owned home improvement and construction company headquartered in Fairhaven, Massachusetts, we pride ourselves on our outstanding A+ rating from the Better Business Bureau, earned over three decades of service. With full licensing and insurance coverage in both Massachusetts and Rhode Island, our skilled craftsmen, led by the Pickup Family, are dedicated to providing top-quality workmanship, exceptional customer service, and unmatched product warranties. 

Care Free Homes Option: Improvement Financing with Greensky®

Military Roofing Rebates & Discounts

We are proud to be a veteran-owned roofing company who supports active military, retirees, and veterans from Cape Cod, Southeastern Massachusetts, and Rhode Island. Learn more about those programs here: https://carefreehomescompany.com/roofing-rebates-military-discounts-veterans-retirees/

Home Equity (HELOC) Loans or Lines of Credit

• Homeowners can tap into their home equity through loans or lines of credit to finance home improvement projects like roof replacements, replacement windows, or door installations. Many banks and credit unions offer home equity products with competitive interest rates.

Federal Housing Administration (FHA) Title I Loans

• FHA Title I Loans are backed by the federal government and designed specifically for home improvements, including roofing projects, replacement windows, and door installations. They are available through approved lenders and have relatively flexible qualification requirements.

State-Specific Programs

1. Massachusetts Housing Partnership (MHP)
   • MHP offers several loan programs aimed at helping Massachusetts residents with home repairs and improvements, including roof replacements, replacement windows, and door installations. The “Homeowner Rehabilitation Loan Program” may be applicable for these projects, offering low-interest loans for eligible homeowners.
   • Website: Massachusetts Housing Partnership
2. Rhode Island Housing
   • Rhode Island Housing provides various financing options and assistance programs for homeowners, including home improvement loans and grants for roof replacements, replacement windows, and door installations.
   • Website: Rhode Island Housing

Additional Resources

• Department of Veterans Affairs (VA) Prosthetics and Sensory Aids Service
  • Offers assistance for handicap ramp construction projects through the HISA grant.
  • Website: HISA Grant Information
• Brockton Redevelopment Authority
  • Offers various home improvement financing options through the Home Program.
  • Website: Brockton Redevelopment Authority
• City of New Bedford Community Development Department
  • Provides loans and grants for rehabilitation projects, including roofing, replacement windows, and door installations.
  • Website: New Bedford Community Development
• Mass Save
  • Offers rebates and incentives for energy-efficient upgrades, including insulation, replacement windows, and doors.
  • Website: Mass Save Rebates and Incentives
• Bliss Family Foundation to Aid Elderly Women, Inc.
  • • Grants awards to elderly female residents of Wareham, Massachusetts, for housing expenses.
    • Address: PO Box 721, Wareham, MA 02571-0721
      Phone: (508) 965-4687

  Want to include your funding source on this page? PM us on Facebook or LinkedIn with your details and website. 

  Whether you’re in Massachusetts or Rhode Island, there are numerous resources and options available to help finance your roofing, replacement windows, and door projects. Before committing to any financing option, carefully review the terms, interest rates, and repayment plans to ensure they align with your financial situation and goals. Additionally, consulting with a financial advisor or housing counselor can provide valuable guidance on choosing the best financing option for your needs. A more comfortable and energy-efficient home awaits!

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